Bob Shropshire Sons

SR-22 Filing at Bob Shropshire Sons

SR-22 isn't a type of insurance, but rather proof that you have certain types of insurance, based upon the financial responsibility laws of the state.  Simply, it is a form which must be filed by the insurance company to the state's Department of Motor Vehicles, stating that auto liability insurance is in effect for a particular individual. Typically it is required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility OR if a judge has ordered an SR22 for other reasons.

You'll be required to carry the SR-22 for a specified amount of time, usually three years. Once you properly fulfill that time period, your SR-22 status expires.  You must carry continuous insurance during the specified period of time before SR-22 status is removed. If your policy lapses or is canceled, your auto insurance company is required to notify the state immediately, and your license will be suspended again.

SR-22s are state specific — what's required in one state may not apply in another state.  If you currently carry an SR-22 in one state but move to another state, you must fulfill the SR-22 filing period for your former state, even though you no longer reside there. Also, your insurance policy for your new state must have liability limits which meet the minimums required by law in your former SR-22 state.

If you need an SR-22 filing, call us today!  We're here to help!